/* calculamicaso.com — single dark theme, amber accent. Fonts self-hosted. */
@font-face{font-family:"Bricolage Grotesque";font-style:normal;font-display:swap;font-weight:200 800;font-stretch:75% 100%;src:url(../fonts/bricolage-latin.woff2) format("woff2-variations");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Bricolage Grotesque";font-style:normal;font-display:swap;font-weight:200 800;font-stretch:75% 100%;src:url(../fonts/bricolage-latin-ext.woff2) format("woff2-variations");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:Manrope;font-style:normal;font-display:swap;font-weight:200 800;src:url(../fonts/manrope-latin.woff2) format("woff2-variations");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:Manrope;font-style:normal;font-display:swap;font-weight:200 800;src:url(../fonts/manrope-latin-ext.woff2) format("woff2-variations");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}

:root{
  color-scheme:dark;
  --bg:#0b1522;--bg-2:#101d2e;--bg-3:#172739;--line:#24364b;
  --fg:#eef3f8;--muted:#9fb0c3;--soft:#d5dfea;
  --accent:#f6b544;--accent-ink:#1a1206;--hot:#ff6a5c;--ok:#5ad19a;
  --display:"Bricolage Grotesque","Avenir Next",Avenir,"Segoe UI",system-ui,sans-serif;
  --body:Manrope,"Helvetica Neue",Arial,system-ui,sans-serif;
  --gl:max(16px,env(safe-area-inset-left,0px));--gr:max(16px,env(safe-area-inset-right,0px));
}
*{box-sizing:border-box}
[hidden]{display:none!important}
html{scroll-behavior:smooth;padding-bottom:env(safe-area-inset-bottom,0px)}
body{margin:0;background:var(--bg);color:var(--fg);font:16px/1.6 var(--body);-webkit-font-smoothing:antialiased;overflow-x:hidden}
h1,h2,h3,h4{font-family:var(--display);line-height:1.08;margin:0;text-wrap:balance;letter-spacing:-.01em}
p{margin:0}
a{color:var(--accent)}
img,video{max-width:100%}
.wrap{max-width:1120px;margin:0 auto;padding-left:var(--gl);padding-right:var(--gr)}
.wrap.narrow{max-width:860px}
.eyebrow{font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--accent)}
.muted{color:var(--muted)}
.btn{display:inline-flex;align-items:center;gap:8px;border:0;border-radius:999px;padding:13px 20px;font:700 15px var(--body);cursor:pointer;text-decoration:none;transition:transform .15s,background .15s}
.btn:hover{transform:translateY(-1px)}
.btn-accent{background:var(--accent);color:var(--accent-ink)}
.btn-ghost{background:transparent;color:var(--fg);border:1px solid var(--line)}
:focus-visible{outline:2px solid var(--accent);outline-offset:3px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}

/* ---------- top bar ---------- */
.top{padding-block:16px 12px;background:var(--bg);position:relative;z-index:3}
.top.over{position:absolute;inset:0 0 auto;background:transparent;padding-top:calc(18px + env(safe-area-inset-top,0px))}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px}
.brand{display:block;text-decoration:none}
.brand img{height:30px;width:auto;display:block}
.top nav{display:flex;gap:20px;font-size:14px;font-weight:600;align-items:center}
.top nav a{text-decoration:none;color:var(--muted)}
.top nav a:hover,.top nav a[aria-current]{color:var(--fg)}
.top nav .btn{padding:9px 15px;font-size:13.5px;color:var(--accent-ink);white-space:nowrap}
.burger{display:none;border:1px solid var(--line);background:rgba(11,21,34,.6);color:var(--fg);border-radius:10px;width:44px;height:40px;padding:0;cursor:pointer;align-items:center;justify-content:center}
.burger svg{width:24px;height:24px;fill:none;stroke:currentColor;stroke-width:2;stroke-linecap:round}
@media (max-width:720px){
  .top .wrap{flex-wrap:wrap}
  .burger{display:inline-flex;margin-left:auto}
  .top .wrap{position:relative}
  .top nav{display:none;position:absolute;top:calc(100% + 10px);left:var(--gl);right:var(--gr);z-index:30;flex-direction:column;align-items:stretch;gap:2px;background:#101d2e;border:1px solid var(--line);border-radius:14px;padding:8px;box-shadow:0 18px 40px rgba(0,0,0,.45)}
  .top nav.open{display:flex}
  .top nav a:not(.btn){display:block;padding:13px 12px;font-size:16px;color:var(--fg);border-radius:10px}
  .top nav a[aria-current]{background:var(--bg-3)}
  .top nav .btn{margin:6px 4px 2px;justify-content:center;padding:13px}
}

/* ---------- home hero ---------- */
.hero{position:relative;overflow:hidden;padding-block:132px 72px;isolation:isolate;min-height:min(82vh,740px);display:flex;align-items:center;background:var(--bg)}
.hero .bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:70% 50%;z-index:-2}
.hero::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,var(--bg) 0%,rgba(11,21,34,.88) 30%,rgba(11,21,34,.35) 62%,rgba(11,21,34,.15) 100%),linear-gradient(180deg,rgba(11,21,34,.25) 0%,transparent 35%,transparent 70%,var(--bg) 100%)}
.hero .wrap{width:100%;display:grid;gap:22px;justify-items:start;text-align:left}
.hero .wrap>*{max-width:600px}
@media (max-width:760px){.hero{min-height:0;padding-block:110px 56px}.hero .bg{object-position:62% 50%}.hero::after{background:linear-gradient(180deg,rgba(11,21,34,.55) 0%,rgba(11,21,34,.75) 60%,var(--bg) 100%)}}
.hero h1{font-size:clamp(40px,7vw,76px);font-weight:800}
.hero h1 em{font-style:normal;color:var(--accent)}
.hero .lead{font-size:clamp(17px,2vw,20px);max-width:58ch;color:var(--soft)}
.hero .cta-row{display:flex;gap:12px;flex-wrap:wrap}
.trust{display:flex;gap:10px 26px;flex-wrap:wrap;font-size:13px;color:var(--muted);margin-top:8px}
.trust span::before{content:"";display:inline-block;width:6px;height:6px;border-radius:50%;background:var(--accent);margin-right:8px;vertical-align:middle}

/* ---------- interior band (hero with image/video) ---------- */
.band{position:relative;isolation:isolate;overflow:hidden;padding-block:26px 56px;margin-bottom:22px;background:var(--bg);min-height:min(62vh,520px);display:flex;align-items:center}
.band .bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:78% 50%;z-index:-2}
.band::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,var(--bg) 0%,rgba(11,21,34,.9) 28%,rgba(11,21,34,.45) 55%,rgba(11,21,34,.05) 100%),linear-gradient(180deg,rgba(11,21,34,.3) 0%,transparent 30%,transparent 70%,var(--bg) 100%)}
.band .wrap{width:100%}
.band h1{font-size:clamp(30px,5vw,50px);font-weight:800;margin:8px 0 14px;max-width:620px}
.band .intro{max-width:66ch;color:var(--soft)}
.band.video .bg{object-position:50% 40%}
.band.plain{min-height:0;padding-block:26px 30px}
.band.plain::after{background:none}
@media (max-width:760px){.band{min-height:0}.band .bg{object-position:70% 50%}.band::after{background:linear-gradient(180deg,rgba(11,21,34,.6) 0%,rgba(11,21,34,.8) 60%,var(--bg) 100%)}}
.crumbs{font-size:13px;color:var(--muted);display:flex;gap:8px;flex-wrap:wrap;margin-bottom:22px}
.crumbs a{color:var(--muted);text-decoration:none}.crumbs a:hover{color:var(--fg)}
.crumbs ol{display:contents;list-style:none;margin:0;padding:0}
.crumbs li{display:flex;gap:8px}
.crumbs li+li::before{content:"›"}

/* ---------- answer box / disclaimers ---------- */
.answer{display:grid;grid-template-columns:1fr auto;gap:18px;align-items:center;background:linear-gradient(160deg,#122238,#0f1b2b);border:1px solid rgba(246,181,68,.45);border-radius:20px;padding:22px;margin:22px 0}
@media (max-width:620px){.answer{grid-template-columns:1fr}}
.answer .r{font:800 clamp(28px,4.5vw,40px)/1 var(--display);font-variant-numeric:tabular-nums;white-space:nowrap}
.answer p{font-size:15px;color:var(--soft);max-width:56ch}
.answer b{color:var(--fg)}
.disc{font-size:13px;color:var(--muted);border-left:3px solid var(--accent);padding-left:12px;margin:10px 0 4px;max-width:70ch}
.toc{display:flex;flex-wrap:wrap;gap:8px;margin:16px 0 8px}
.toc a{font-size:13px;font-weight:600;text-decoration:none;color:var(--fg);background:var(--bg-3);border:1px solid var(--line);border-radius:999px;padding:7px 12px}

/* ---------- sections ---------- */
.sec{padding-block:40px 8px}
.sec h2{font-size:clamp(24px,3.4vw,32px);margin-bottom:10px}
.sec .lead{color:var(--muted);max-width:64ch;margin-bottom:18px}
.sec.big{padding-block:64px 24px}
.sec.big h2{font-size:clamp(26px,3.5vw,36px);margin:6px 0 10px}
.sec.big .lead{margin-bottom:28px}
.prose{max-width:68ch}
.prose p{margin-bottom:14px;color:var(--soft)}
.prose h2{margin-top:34px;margin-bottom:12px;font-size:clamp(22px,3vw,28px)}
.prose h3{margin-top:22px;margin-bottom:8px;font-size:19px}
.prose ul,.prose ol{margin:0 0 14px;padding-left:22px;color:var(--soft)}
.prose li{margin-bottom:6px}
.prose .box{background:var(--bg-2);border:1px solid var(--line);border-radius:16px;padding:16px 18px;margin:16px 0}
.prose .box p:last-child{margin-bottom:0}
.prose table{width:100%;border-collapse:collapse;font-size:14.5px;margin:12px 0 18px}
.prose th,.prose td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line);vertical-align:top}
.prose th{font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}

/* ---------- cards ---------- */
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:14px}
.card{background:var(--bg-2);border:1px solid var(--line);border-radius:18px;padding:20px;text-align:left;color:var(--fg);font:inherit;cursor:pointer;display:grid;gap:8px;align-content:start;transition:border-color .15s,transform .15s;text-decoration:none}
.card:hover{border-color:var(--accent);transform:translateY(-2px)}
.card h3{font-size:19px}
.card img{width:100%;height:auto;aspect-ratio:16/8;object-fit:cover;object-position:72% 50%;border-radius:12px;margin:-6px 0 4px}
.card .k{font-size:12.5px;color:var(--muted)}
.card .r{font:700 18px var(--display);color:var(--accent);font-variant-numeric:tabular-nums}
.card p{font-size:14px;color:var(--soft)}
.cards.compact .card{padding:16px}
.cards.compact .card h3{font-size:17px}
.grid3{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:14px}
.tile{background:var(--bg-2);border:1px solid var(--line);border-radius:18px;padding:20px;text-decoration:none;color:var(--fg);display:grid;gap:8px;align-content:start;transition:border-color .15s,transform .15s}
.tile:hover{border-color:var(--accent);transform:translateY(-2px)}
.tile h3{font-size:18px}
.tile p{font-size:14px;color:var(--soft)}
.tile .k{font-size:12.5px;color:var(--muted)}
.tile svg{width:28px;height:28px;fill:none;stroke:var(--accent);stroke-width:1.75;stroke-linecap:round;stroke-linejoin:round}

/* ---------- method steps ---------- */
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:14px;counter-reset:s}
.step{padding:22px;border-radius:18px;background:var(--bg-2);border:1px solid var(--line)}
.step::before{counter-increment:s;content:counter(s);display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--accent);color:var(--accent-ink);font:800 16px var(--display);margin-bottom:12px}
.step h3{font-size:18px;margin-bottom:6px}
.step p{font-size:14.5px;color:var(--soft)}

/* ---------- tables ---------- */
.tbl{overflow-x:auto;border:1px solid var(--line);border-radius:18px;background:var(--bg-2)}
.tbl table{width:100%;border-collapse:collapse;font-size:14px;min-width:620px}
.tbl th{text-align:left;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);padding:13px 16px;border-bottom:1px solid var(--line)}
.tbl td{padding:13px 16px;border-bottom:1px solid var(--line);vertical-align:top}
.tbl tr:last-child td{border-bottom:0}
.sk{height:13px;border-radius:6px;background:linear-gradient(90deg,#1b2b3e 25%,#243750 50%,#1b2b3e 75%);background-size:200% 100%;animation:sh 1.6s infinite}
@keyframes sh{to{background-position:-200% 0}}
.src{font-size:13px;color:var(--muted);margin-top:10px}
.pending{display:inline-flex;align-items:center;gap:8px;font-size:12.5px;font-weight:700;color:var(--accent);background:rgba(246,181,68,.12);border:1px solid rgba(246,181,68,.35);border-radius:999px;padding:5px 11px;margin-bottom:12px}

/* ---------- calculator (home) ---------- */
.calc{padding-block:40px 20px}
.calc .wrap{display:grid;grid-template-columns:minmax(260px,.9fr) minmax(0,1.3fr);gap:32px;align-items:stretch}
@media (max-width:860px){.calc .wrap{grid-template-columns:1fr}}
.panel{background:var(--bg-2);border:1px solid var(--line);border-radius:22px;padding:24px}
.figure{display:flex;flex-direction:column;min-width:0;background:#0c1826}
.figure h2{font-size:22px;margin-bottom:4px}
.figure .hint{font-size:14px;color:var(--muted);margin-bottom:14px}
.fig-seg{position:absolute;top:10px;right:10px;z-index:2;display:flex;gap:2px;background:rgba(11,21,34,.75);border:1px solid rgba(246,181,68,.55);border-radius:999px;padding:3px}
.fig-seg button{border:0;background:transparent;color:var(--accent);padding:4px 10px;border-radius:999px;font:700 11px var(--body);letter-spacing:.04em;cursor:pointer}
.fig-seg button.on{background:var(--accent);color:var(--accent-ink)}
.body-wrap{position:relative;flex:1 1 auto;min-height:440px;width:auto;max-width:100%;margin:0 auto;aspect-ratio:941/1672;background:#0a1421;border-radius:18px}
@media (max-width:860px){.figure{display:block}.body-wrap{flex:none;width:100%;max-width:320px;min-height:0}}
.body-wrap img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;border-radius:18px;-webkit-mask-image:linear-gradient(90deg,transparent,#000 14%,#000 86%,transparent);mask-image:linear-gradient(90deg,transparent,#000 14%,#000 86%,transparent)}
.hot{position:absolute;transform:translate(-50%,-50%);width:30px;height:30px;border-radius:50%;border:2px solid var(--hot);background:rgba(255,106,92,.18);cursor:pointer;padding:0}
.hot::before{content:"";position:absolute;inset:-6px;border-radius:50%;border:1px solid var(--hot);opacity:.6;animation:pulse 2.2s infinite}
.hot:hover,.hot.on{background:var(--hot);box-shadow:0 0 0 6px rgba(255,106,92,.25),0 0 24px rgba(255,106,92,.6)}
.hot.on::before{display:none}
.hot .tip{position:absolute;left:50%;top:-38px;transform:translateX(-50%);white-space:nowrap;background:var(--fg);color:var(--bg);font-size:12px;font-weight:700;padding:5px 9px;border-radius:7px;opacity:0;pointer-events:none;transition:opacity .15s}
.hot:hover .tip,.hot.on .tip{opacity:1}
@keyframes pulse{0%{transform:scale(.85);opacity:.7}100%{transform:scale(1.5);opacity:0}}
.sel-injury{margin-top:14px;padding:12px 14px;border-radius:12px;background:var(--bg-3);display:flex;justify-content:space-between;align-items:center;gap:10px;font-size:14px}
.sel-injury b{color:var(--hot)}
.form h2{font-size:22px;margin-bottom:16px}
.field{display:grid;gap:8px;margin-bottom:18px}
.field>label,.field>.lbl{font-size:13px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--muted)}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{border:1px solid var(--line);background:var(--bg-3);color:var(--fg);border-radius:999px;padding:7px 12px;font:600 13.5px var(--body);cursor:pointer;display:inline-flex;gap:7px;align-items:center;text-decoration:none}
.chip.on{background:var(--accent);color:var(--accent-ink);border-color:var(--accent)}
.chip svg{width:17px;height:17px;fill:none;stroke:currentColor;stroke-width:1.75;stroke-linecap:round;stroke-linejoin:round;flex:none}
.chips.collapsed .chip.more:not(.on){display:none}
.chip.toggle{border-style:dashed;color:var(--muted)}
.chip.toggle svg{transition:transform .2s}
.chips:not(.collapsed) .chip.toggle svg{transform:rotate(180deg)}
.seg{display:grid;grid-template-columns:repeat(3,1fr);background:var(--bg-3);border-radius:12px;padding:4px;gap:4px}
.seg button{border:0;background:transparent;color:var(--muted);padding:10px;border-radius:9px;font:700 14px var(--body);cursor:pointer}
.seg button.on{background:var(--fg);color:var(--bg)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media (max-width:520px){.row2{grid-template-columns:1fr}}
.money{position:relative}
.money span{position:absolute;left:14px;top:50%;transform:translateY(-50%);color:var(--muted);font-weight:700}
select{width:100%;padding:13px 14px;border-radius:12px;border:1px solid var(--line);background:var(--bg-3);color:var(--fg);font:600 15px var(--body)}
.money input{width:100%;padding:13px 14px 13px 30px;border-radius:12px;border:1px solid var(--line);background:var(--bg-3);color:var(--fg);font:600 16px var(--body);font-variant-numeric:tabular-nums}
input[type=range]{width:100%;accent-color:var(--accent)}
.range-val{font-weight:700;color:var(--fg)}
.switches{display:grid;gap:10px}
.sw{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:12px 14px;border-radius:12px;background:var(--bg-3);font-size:14px}
.sw small{display:block;color:var(--muted);font-size:12.5px}
.sw input{appearance:none;width:44px;height:26px;border-radius:999px;background:#2a3b50;position:relative;cursor:pointer;flex:none;margin:0}
.sw input::after{content:"";position:absolute;top:3px;left:3px;width:20px;height:20px;border-radius:50%;background:#fff;transition:left .15s}
.sw input:checked{background:var(--accent)}
.sw input:checked::after{left:21px}
.form .btn{width:100%;justify-content:center;padding:16px;font-size:16px}

/* ---------- result ---------- */
.result{margin-top:28px}
.result .panel{border-color:rgba(246,181,68,.45);background:linear-gradient(160deg,#122238,#0f1b2b);position:relative;overflow:hidden}
.result .panel::before{content:"";position:absolute;width:420px;height:420px;border-radius:50%;background:radial-gradient(closest-side,rgba(246,181,68,.22),transparent);top:-200px;right:-120px;pointer-events:none}
.res-head{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;align-items:center}
.badge{font-size:12px;font-weight:700;padding:5px 10px;border-radius:999px;background:rgba(246,181,68,.15);color:var(--accent);border:1px solid rgba(246,181,68,.35)}
.badge.live{background:rgba(90,209,154,.15);color:var(--ok);border-color:rgba(90,209,154,.4)}
.range{font:800 clamp(36px,6vw,64px)/1 var(--display);letter-spacing:-.02em;margin:14px 0 4px;font-variant-numeric:tabular-nums}
.range small{font-size:.45em;color:var(--muted);font-weight:600;letter-spacing:0}
.result .disc{margin:10px 0 22px}
.break{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:12px;margin-bottom:18px}
.break div{background:rgba(255,255,255,.04);border:1px solid var(--line);border-radius:14px;padding:14px}
.break b{display:block;font:700 22px var(--display);font-variant-numeric:tabular-nums;margin-top:4px}
.break small{color:var(--muted);font-size:12.5px}
.notes{display:grid;gap:8px;margin:0 0 22px;padding:0;font-size:14px}
.notes li{list-style:none;padding:10px 12px;border-radius:10px;background:rgba(255,255,255,.04);display:flex;gap:10px}
.notes li::before{content:"→";color:var(--accent);font-weight:800}
.notes a{color:var(--accent)}
.gap{border:1px solid var(--line);border-radius:16px;padding:18px 20px;margin-bottom:22px;background:rgba(255,255,255,.03)}
.gap h3{font-size:18px;margin:0 0 14px}
.bars{display:grid;gap:12px;margin-bottom:12px}
.bar{display:grid;grid-template-columns:1fr auto;gap:6px 14px;align-items:center}
.bar .lbl{font-size:13px;color:var(--muted);grid-column:1/-1}
.track{height:12px;border-radius:999px;background:var(--bg-3);overflow:hidden}
.fill{height:100%;border-radius:999px;transition:width .6s ease}
.fill.econ{background:#6b7f99}
.fill.full{background:linear-gradient(90deg,#6b7f99 0,#6b7f99 var(--econ,40%),var(--accent) var(--econ,40%))}
.bar b{font:700 16px var(--display);font-variant-numeric:tabular-nums;min-width:7ch;text-align:right}
.gap-diff{font-size:14px;color:var(--soft);margin-bottom:12px}
.gap-diff b{color:var(--accent)}
.facts{margin:0;padding-left:18px;display:grid;gap:5px;font-size:13.5px;color:#cbd6e2}
.res-cta{display:flex;gap:12px;flex-wrap:wrap;align-items:center}

/* ---------- scenario: simulations ---------- */
.sims{display:grid;gap:14px}
.sim{background:var(--bg-2);border:1px solid var(--line);border-radius:20px;padding:22px;display:grid;gap:14px}
.sim header{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;align-items:baseline}
.sim h3{font-size:20px}
.sev{font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:5px 10px;border-radius:999px;background:rgba(246,181,68,.15);color:var(--accent);border:1px solid rgba(246,181,68,.35)}
.sev.hi{background:rgba(255,106,92,.15);color:var(--hot);border-color:rgba(255,106,92,.4)}
.sev.lo{background:rgba(90,209,154,.15);color:var(--ok);border-color:rgba(90,209,154,.4)}
.sim .story{font-size:15px;color:var(--soft);max-width:70ch}
.stepsum{display:grid;grid-template-columns:1fr;gap:6px;background:var(--bg-3);border-radius:14px;padding:14px 16px;font-size:14.5px}
.stepsum div{display:flex;justify-content:space-between;gap:12px;padding:6px 0;border-bottom:1px dashed var(--line);font-variant-numeric:tabular-nums}
.stepsum div:last-child{border:0;font-weight:800;font-size:16px;color:var(--accent);padding-top:10px}
.stepsum span:first-child{color:var(--muted)}
.stepsum span:last-child{text-align:right}
.sim .note{font-size:13px;color:var(--muted)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media (max-width:620px){.two{grid-template-columns:1fr}}
.list{background:var(--bg-2);border:1px solid var(--line);border-radius:18px;padding:18px 20px}
.list h3{font-size:17px;margin-bottom:10px}
.list ul{margin:0;padding-left:18px;font-size:14.5px;display:grid;gap:6px}
.up h3{color:var(--ok)}.down h3{color:var(--hot)}

/* ---------- mini calculator ---------- */
.mini{background:var(--bg-2);border:1px solid var(--line);border-radius:20px;padding:22px;display:grid;gap:14px}
.mini .row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media (max-width:560px){.mini .row{grid-template-columns:1fr}}
.mini .field{margin-bottom:0;gap:6px}
.mini .field label{font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}
.mini .money span{left:12px}
.mini .money input{padding:12px 12px 12px 28px}
.mini .seg button{padding:9px}
.mini .out{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap;border-top:1px solid var(--line);padding-top:14px}
.mini .out b{font:800 30px/1 var(--display);font-variant-numeric:tabular-nums}
.mini .disc{margin:0}

/* ---------- law blocks ---------- */
.law{display:grid;gap:10px}
.law div{display:grid;grid-template-columns:auto 1fr;gap:12px;align-items:start;background:var(--bg-2);border:1px solid var(--line);border-radius:14px;padding:12px 14px;font-size:14.5px}
.law code{font:700 13px var(--body);color:var(--accent);background:rgba(246,181,68,.12);padding:3px 8px;border-radius:7px;white-space:nowrap}
.law a{color:var(--accent)}

/* ---------- FAQ ---------- */
.faq{display:grid;gap:10px}
.faq details{background:var(--bg-2);border:1px solid var(--line);border-radius:14px;padding:4px 18px}
.faq summary{cursor:pointer;font:700 16px var(--display);padding:12px 0;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";float:right;color:var(--accent);font-size:20px}
.faq details[open] summary::after{content:"–"}
.faq p{padding:0 0 14px;font-size:14.5px;color:var(--soft);max-width:70ch}

/* ---------- related / chips of links ---------- */
.rel{display:flex;flex-wrap:wrap;gap:8px}
.rel a,.rel span{font-size:13.5px;font-weight:600;background:var(--bg-3);border:1px solid var(--line);border-radius:999px;padding:8px 13px;color:var(--fg);text-decoration:none}
.rel a:hover{border-color:var(--accent)}
.rel a[aria-current]{background:var(--accent);color:var(--accent-ink);border-color:var(--accent)}

/* ---------- CTA with road video ---------- */
.cta{position:relative;isolation:isolate;overflow:hidden;background:#0f1b2b;border:1px solid var(--line);border-radius:20px;padding:28px 24px;display:grid;gap:10px;margin-top:30px;min-height:220px}
.cta .bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:50% 35%;z-index:-2}
.cta::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(11,21,34,.92) 0%,rgba(11,21,34,.75) 60%,rgba(11,21,34,.5) 100%)}
.cta h2{font-size:24px}
.cta p{max-width:60ch}
.cta .muted{color:var(--soft)}

/* ---------- footer ---------- */
footer{padding-block:44px 40px;border-top:1px solid var(--line);margin-top:48px;font-size:13px;color:var(--muted)}
footer .wrap{display:grid;gap:18px}
.fcols{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:18px}
.fcols h4{font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--fg);margin-bottom:8px}
.fcols ul{list-style:none;margin:0;padding:0;display:grid;gap:5px}
.fcols a{color:var(--muted);text-decoration:none;display:inline-block;padding:4px 0}
.fcols a:hover{color:var(--fg)}
footer .legal{border-top:1px solid var(--line);padding-top:16px;display:grid;gap:8px}

@media (hover:none){.hot{width:36px;height:36px}.fig-seg button{padding:7px 12px;font-size:12px}.crumbs a{padding:4px 0;display:inline-block}.toc a,.rel a{padding:10px 14px}}
@media (prefers-reduced-motion:reduce){.hot::before,.sk{animation:none}.btn,.card,.tile{transition:none}html{scroll-behavior:auto}}